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Retirement Planning Basics

  • ITEM SKU
    8450
  • CPE Hours
    14
  • Full Course Price
    $89.50
Exam Questions: 70
Course Level: Basic
Pages: 414 | Content: 392, Supplemental: 22
NASBA Area of Study: Finance
Not Acceptable for: Enrolled Agents
Version: 8450

This basic course will assist you in managing and optimizing a 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. It will guide you through the journey of all things retirement related including information on the SECURE Act, the latest withdrawal rules, HSA rules, and self-employment considerations. PLEASE NOTE: Not accepted for Enrolled Agents. All course material provided. No prerequisites. Course level: Basic.

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Course Information

Table of Contents
  • Retirement Planning Is Up to You
  • Determining How Much You Spend
  • Calculating How Much You Need to Retire
  • Choosing the Right Account
  • Gauging Your Appetite for Risk
  • Opening Your Accounts
  • Managing and Optimizing Your 401(k)
  • Taking Your IRA to the Next Level
  • Optimizing Your Retirement with Third-Party Offerings
  • Digging into Social Security
  • Balancing Other Needs with Retirement Savings
  • Fine-Tuning Your Asset Allocation
  • Keeping Your Retirement on Track
  • Gearing Up for Retirement
  • Understanding Pensions
  • Getting Insurance
  • Top Ten Retirement Mistakes
  • Top Ten Retirement Questions
Objectives
  • To recall the characteristics of pensions and 401(k) plans
  • To identify methods for improving an individual’s financial situation
  • To recognize the asset that offers the lowest level of relative risk
  • To recall the characteristics of 401(k) and IRA retirement plans
  • To identify the various classes of stock and their characteristics
  • To recall the advantages of having a mutual fund company manage a retirement account
  • To identify the largest issuer of bonds
  • To recognize the asset class with the highest level of risk associated with it
  • To recognize various methods for assessing investment risk
  • To identify the various parts that comprise Social Security
  • To recall the amount of depositor insurance provided by the FDIC
  • To identify the investors that may benefit from a customized investment portfolio
  • To identify the government debt securities that help safeguard an individual’s portfolio from rising prices
  • To recall the characteristics of reverse mortgages
  • To recall the benefits of receiving a lump sum pension payment rather than ongoing payments
  • To recognize the limitations on the use of health savings account (HSA) funds
  • To recognize common retirement mistakes
  • To recall the penalty for not taking a required minimum distribution (RMD)

PLEASE NOTE: CPE credit measurement is based on NASBA Registry and QAS guidelines of one credit for every 50 minutes. Credit calculation may vary in different states — check with your State Board of Accountancy. Unless otherwise noted in the specific course description, no advanced preparation is required in order to register or complete any PES CPE course. Use of materials or services provided by Professional Education Services, LP ("PES") are governed by the Terms and Conditions stated on PES' website www.mypescpe.com. PES provides these courses with the understanding that it is not providing any accounting, legal, or other professional advice and assumes no liability whatsoever in connection with its use. PES has used diligent efforts to provide quality information and material to its customers, but does not warrant or guarantee the accuracy, timeliness, completeness, or currency of the information contained herein. Ultimately, the responsibility to comply with applicable legal requirements falls solely upon the individual licensee, not PES. PES encourages you to contact your state Board for the latest information and to confirm or clarify any questions or concerns you have regarding your duties or obligations as a licensed professional.